[cnn] 2023/03/14 The latest on the Silicon Valley Bank collapse

SEC says it's on high alert for potential misconduct after Silicon Valley Bank collapse

After the panic that caused the collapse of Silicon Valley Bank, the Securities and Exchange Commission (SEC) says it’s on high alert for any potential misconduct that threatens market stability. 

"In times of increased volatility and uncertainty, we at the SEC (증권거래위원회(SEC : Securities and Exchange Commission)는 미국에서 가장 중요한 증권시장 규제 기관) are particularly focused on monitoring for market stability and identifying and prosecuting any form of misconduct that might threaten investors, capital formation, or the markets more broadly,” SEC Chair Gary Gensler said in a statement.  

The warning follows a bank run at SVB, where panicked customers pulled $42 billion on Thursday alone. 

“Without speaking to any individual entity or person, we will investigate and bring enforcement actions if we find violations of the federal securities laws,” Gensler said. 

  

New York governor says she pushed feds to offer same protections to Signature Bank depositors as SVB's

New York Gov. Kathy Hochul said Monday that she pushed the federal government to offer the same protections to Signature Bank’s depositors as Silicon Valley Bank’s.

The New York State Department of Financial Services closed Signature Bank on Sunday night and appointed the Federal Deposit Insurance Corporation (FDIC) as a receiver, according to a press release from the FDIC Sunday.

All depositors of the institution will be made whole, the press release reads, and “no losses will be borne by the taxpayers.”

Hochul said she "pushed hard" for the protections, and stressed, “this is not a bailout." (구제금융이 아니다)

"This is simply using fees that are assessed on all banks by the FDIC in such a time they would need them,” she said, adding that her office was “successful in persuading the federal government to include Signature and all of its customers in its protections.”

Signature Bank's seizure did not happen in a vacuum, and it “truly was in response to what happened at SVB,” the governor said.

Signature Bank had total assets of $110.4 billion and total deposits of $82.6 billion as of December 31, according to the FDIC.

 

 

미국 실리콘밸리은행의 붕괴를 시작으로 무엇인가 큰 파장이 예상된다. 실리콘밸리 은행이 붕괴된지 2일후에, 뉴욕의 시그니쳐 은행이 주정부 규제기관에 의해 셧다운 되었다.  Signature Bank는 미국에 headquater를 두고있으며, 뉴욕주에서는 5번째, 미 전역에서는 32번째로 큰, 약 40개의 지점을 가지고 있는 은행이다. 미 당국도 혼란을 최소화하기위해 은행 어카운트의 모든 예금 금액을 보호해주기로 지원한다고 한다.  뭔가 별일 아니라는 듯, 대응하고있지만, 경제위기가 이미 들이닥친것같다. 대출규모 및 대출이자는 줄이면서(특히 변동금리...) 현금을 확보하여, 줍줍할 수 있는 기회를 노려보아야할 시기인것같다.

 

 

 

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https://edition.cnn.com/business/live-news/silicon-valley-bank-collapse-updates-03-13-23/index.html